Complete Estate Planning

Free Wills from Your Bank - What Will It Actually Cost You?

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Fifth Third Bank recently made headlines offering “free wills” to customers through an online partner. Sounds great… but as Nick explains, this offer may be more dangerous than helpful. In this episode, Nick breaks down the fine print of the program, reveals how these DIY wills are often riddled with problems, and explains why a one-size-fits-all solution rarely works when it comes to your legacy. Nick shares firsthand stories about online estate documents gone wrong, and what to do instead.
Here’s some of what we discuss in this episode:
💻 Free online wills: What you’re really getting
🚨 False sense of security that could hurt your family
🧾 Validity concerns across different states
🛠️ DIY planning vs. expert legal advice
⚖️ The real cost of getting it wrong
 
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Mailbag: Can I Disinherit a Child Without Causing Drama?

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It’s a tough topic, but a common one. In this episode, Nick answers a listener question: Can I disinherit one of my children without creating problems for the others? Nick walks through the right way to do this, and spoiler: leaving them $1 (like in the movies) isn’t the best strategy. In fact, that move could actually give the disinherited child legal rights you’re trying to avoid.
Here’s some of what we discuss in this episode:
📝 The simple clause that protects your wishes
🔒 Why avoiding probate becomes even more important
🧠 Plan ahead, your trustee will thank you
🍿 Estate planning: less Hollywood, more real-life
🤝 Protect your other kids and your executor
 
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Phone: 513-463-6789
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What to Do When You Receive Court Paperwork After a Family Member Dies

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A family member dies, and sometime later, you receive legal paperwork in the mail from a probate attorney or court. Maybe you were expecting an inheritance, maybe you weren't—but now you're staring at documents asking you to sign waivers, consents, or acknowledgments. You're unsure what they're for, whether you're legally required to respond, and what could happen if you don’t.
In this episode, we’ll explain why you might receive these documents, what they mean, and how to handle them whether you’re a beneficiary, a legal heir, or just a name on a mailing list. You’ll also hear his reflections on coaching a 1–15 Little League team, as the baseball season wraps up and his blood pressure finally returns to normal.
Here’s some of what we discuss in this episode:
📬 Why probate paperwork might show up unexpectedly
🧾 What those scary legal forms actually mean
🕵️ When to be suspicious and when not to worry
🕰️ The deadlines and risks of doing nothing
📞 When it’s worth hiring your own lawyer
 
Our website: https://cincinnatiestateplan.com/
Phone: 513-463-6789
Contact our team: info@CincinnatiEstatePlan.com
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Mailbag: Big Changes Coming—Should You Wait To Make Future Plans?

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Thinking about starting your estate plan but holding off because you might buy a business, inherit money, or move across the country? According to Nick, waiting is a mistake, and he’s got a great analogy to explain why. In this episode, he walks through what to do when you know big life changes are on the horizon.
Just like you wouldn’t buy a two-seater sports car if triplets were on the way, you shouldn’t build a short-term estate plan you’ll have to throw away. But that doesn’t mean doing nothing either. Nick explains how to plan ahead intelligently by building in flexibility and “future-proofing” your documents. Waiting for life to settle down is tempting, but estate planning isn’t something you leave to chance.
Here’s some of what we discuss in this episode:
🔑 How to “future-proof” for business, inheritance, or real estate
📅 Why checkups every 3–4 years are essential
🛠️ Add flexibility now, amend later
🤝 Communication with your attorney
 
Our website: https://cincinnatiestateplan.com/
Phone: 513-463-6789
Contact our team: info@CincinnatiEstatePlan.com
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Trouble in Margaritaville – The Jimmy Buffett $275 Million Estate Dispute

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Jimmy Buffett left behind a $275 million legacy, a boatload of beach vibes, and—surprise, surprise—a full-blown legal mess. In this episode, Nick digs into the estate drama brewing between Buffett’s wife and his longtime business manager. On paper, it looked like a smart setup: a co-trustee arrangement designed to keep things running smoothly. In reality? Let’s just say the blender’s been on high speed.
Here’s some of what we discuss in this episode:
⚖️ Wife vs. business manager: co-trustee clash
💰 $1.7M trustee fee—ripoff or reasonable?
🎧 Cassette tape memories & Buffett beach trips
🧾 Missing income, withheld info, and growing suspicions
 
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When Your Beneficiary Dies First - What Happens Now?

Here’s a situation most people don’t really think about: what happens if one of your beneficiaries dies before you do? It’s not just a legal formality, it’s a scenario that can create confusion, delay, and unintended consequences for your estate plan. If your plan doesn’t account for this possibility, state law might decide where the money goes, and the results could be far from what you intended.
In this episode, Nick breaks down what actually happens in these cases and why your estate documents need clear, thoughtful instructions for life’s unexpected turns.
Here’s some of what we discuss in this episode:
⚠️ What happens when your plan doesn’t have a backup
📜 How to properly structure contingencies in your will
👨‍👩‍👧‍👦 Why most people want assets to stay “in the family”
🛑 The legal dangers of outdated documents
📞 When a death should prompt a check-in with your estate attorney
 
Our website: https://cincinnatiestateplan.com/
Phone: 513-463-6789
Contact our team: info@CincinnatiEstatePlan.com
Schedule your no-cost consultation: https://cincinnatiestateplan.com/contact/
 
Join us for our next workshop: https://cincinnatiestateplan.com/workshops/
Check out our free resources here: https://cincinnatiestateplan.com/free-resources/
 
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How to Pass On a Family Business Without Creating a Family Feud

A family business is often more than just an asset—it’s a legacy. But passing it on after the death of the owner can create big challenges, especially when some heirs want to keep it running and others want out. In this episode, we dig into the legal and practical issues of transferring ownership of a family business through an estate plan. We’ll look at common scenarios where one child is involved in the business while others are not, how to handle buyouts fairly, and how to avoid turning your business succession into a battleground. Spoiler alert: planning ahead is key.
Here’s some of what we discuss in this episode:
🤝 How to keep things fair when only one child is interested
🛑 The co-ownership risks that can tear families apart
💸 Why cash (or lack of it) complicates everything
🧠 The importance of setting expectations before there’s a problem
 
Our website: https://cincinnatiestateplan.com/
Phone: 513-463-6789
Contact our team: info@CincinnatiEstatePlan.com
Schedule your no-cost consultation: https://cincinnatiestateplan.com/contact/
 
Join us for our next workshop: https://cincinnatiestateplan.com/workshops/
Check out our free resources here: https://cincinnatiestateplan.com/free-resources/
 
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Mailbag: Can My Daughter Handle Everything?

When it comes to estate planning, assigning roles to your loved ones can feel overwhelming, especially when you're considering putting one person in charge of multiple responsibilities. In this mailbag episode, Nick addresses a common listener question: Can my daughter be both the executor of my will and my healthcare power of attorney? Or is that too much for one person?
Here’s some of what we discuss in this episode:
📜 Executor vs. healthcare POA—what's the real difference?
🧠 How to pick the right person for the right job
💉 Why Nick won’t do medical duties
📅 Why most roles don’t overlap in timing
👨‍👩‍👧‍👦 Can one child handle multiple responsibilities?
 
Our website: https://cincinnatiestateplan.com/
Phone: 513-463-6789
Contact our team: info@CincinnatiEstatePlan.com
Schedule your no-cost consultation: https://cincinnatiestateplan.com/contact/
 
Join us for our next workshop: https://cincinnatiestateplan.com/workshops/
Check out our free resources here: https://cincinnatiestateplan.com/free-resources/
 
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What to Do With Your Estate Plan After Losing a Spouse

Losing a spouse is an emotionally overwhelming experience, and in the midst of grief, legal and financial matters often feel like the last thing anyone wants to think about. But making sure your estate plan reflects your new reality is one of the most important steps you can take after a loss. This episode walks through the essential updates and reviews that surviving spouses need to consider.
Here’s some of what we discuss in this episode:
📋 Why reviewing fiduciaries is your first priority
🏛️ How inheritance plans can (and often should) shift
🧾 Updating your final wishes and medical directives
🔄 What to do with assets, accounts, and beneficiaries
🕊️ How to grieve, breathe, and move forward at your pace
 
Our website: https://cincinnatiestateplan.com/
Phone: 513-463-6789
Contact our team: info@CincinnatiEstatePlan.com
Schedule your no-cost consultation: https://cincinnatiestateplan.com/contact/
 
Join us for our next workshop: https://cincinnatiestateplan.com/workshops/
Check out our free resources here: https://cincinnatiestateplan.com/free-resources/
 
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Building Flexibility Into a Trust for Life Milestones

Today, Nick answers a thoughtful question from parents trying to strike the right balance: they want their kids to receive their inheritance at age 25, but also want to carve out early access for a first car or a home down payment. The catch? They’re worried about getting the numbers wrong, especially with inflation, rising costs, and the unpredictability of the future. Nick breaks down two smart strategies to help parents plan with confidence.
Here’s some of what we discuss in this episode:
📆 Why age-based inheritance isn’t always enough
🚗 Planning for car purchases without overdoing it
📈 How to account for inflation in your estate plan
🧠 Why discretion and flexibility are your best tools
 
Our website: https://cincinnatiestateplan.com/
Phone: 513-463-6789
Contact our team: info@CincinnatiEstatePlan.com
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